The article describes and analyzes the role and characteristics of commercial banks in the field of financial services in Uzbekistan. The Fund for Reconstruction and Development of the Republic of Uzbekistan was instructed to open credit lines for issuing loans to business entities by commercial banks within 2 months on the following conditions.A narrow and broad analysis of the types of loans provided by the National Bank for Foreign Economic Affairs to finance the service sector in Uzbekistan, their maturity by type. There are proposals to increase the volume of services provided by commercial banks operating in the country.